Who Should Write a Will in England & Wales?
When people think about wills, they often imagine it’s something only the elderly or wealthy need to worry about. In reality, a will is one of the most important legal documents any adult can have — regardless of age, health, or wealth. In England & Wales, having a will ensures your wishes are known and your loved ones are looked after when you’re no longer around. But who exactly should be writing a will? Let’s break it down.
What Is a Will?
A will is a legal document that states how you’d like your assets, property, and personal possessions to be distributed after your death. It also lets you appoint guardians for your children, set out funeral wishes, and name executors who will carry out your instructions.
Without a valid will, your estate is distributed according to the rules of intestacy — a strict legal framework that may not reflect your personal wishes.
Who Should Have a Will?
While every adult should consider making a will, it’s especially important for certain groups:
1. Anyone Who Owns Property or Assets
If you own a home, a car, savings, investments, or valuable possessions, a will ensures you decide who inherits them. Without a will, your assets could pass to unintended relatives or even the state.
2. Parents of Young Children
If you have children under 18, a will lets you appoint a legal guardian. This is one of the most important reasons to have a will, as it ensures your children will be cared for by someone you trust if you pass away unexpectedly.
3. Unmarried Couples
In England & Wales, cohabiting partners do not automatically inherit from one another if there’s no will — no matter how long you’ve lived together. A will can protect your partner’s right to your estate.
4. Blended and Complex Families
If you have children from previous relationships, stepchildren, or dependents who aren’t legally recognised, a will allows you to specify exactly how your estate should be divided.
5. Business Owners
If you own or have a share in a business, a will can outline what should happen to your business interests. This can help avoid complications for your business partners and family.
6. Those with Specific Funeral Wishes
A will is a suitable place to record any specific wishes about your funeral, such as whether you prefer burial or cremation, or where you’d like your ashes scattered.
7. Anyone Who Wants Peace of Mind
Ultimately, writing a will isn’t just about money — it’s about making life easier for your loved ones at a difficult time. A clear, valid will removes uncertainty, reduces the risk of disputes, and ensures your final wishes are respected.
When Should You Update Your Will?
Your will should be reviewed and updated after significant life events, such as:
- Getting married (which usually revokes a will)
- Getting divorced
- Having children or grandchildren
- Buying property
- Starting or selling a business
- If an executor or beneficiary dies or circumstances change
Final Thoughts
In short — any adult in England & Wales who wants control over what happens to their estate after they die should consider writing a will. It’s a simple step that can prevent heartache, conflict, and financial difficulties for those you leave behind.
If you haven’t made a will yet, or it’s been years since you reviewed yours, now’s the perfect time.
For help with drafting a will, contact us for full support and advice.